This is shocking, amazing, crazy, and so true.
In this time of economic uncertainty, everyone should consider The Latte Factor. The gist of it is this: if you invest the average of $5 a day you spend on coffee and a snack, you could be reaping huge rewards down the road, to the tune of hundreds of thousands.
The point? Think about where you're spending on the little things. A spent toonie here and there can really add up in a scary way.
The resolution: Carry reusable bottles of water, take coffee to work in travel mugs, always bring lunch from home and to put change in our piggy banks again.