Wednesday, March 18, 2009

cheap, but not easy

Since our No. 1 goal is to decrease/completely get rid of our student loan debt and start saving money for the future, husband and I have made a list of ways we can save money:

  • Buy more practical groceries. I love to cook and husband definitely likes to cook, so we're going to cut back on yummy-delicious, over-priced, not-so-healthy, guilty-pleasure packaged foods. Savings: cut back the bi-weekly bill by $25 
  • I've started cutting husband's hair — yes, I'm serious. What I can't believe is that he actually let me give it a shot. The results were a pleasant surprise to both of us! Savings: about $20 every six weeks
  • We've cancelled our newspaper subscription. The journalist in me is sad about this, but we really don't need it. We can read most of the news online on the paper's website and from various other sources. I know that my fellow journalists are cringing, but when we have more surplus cash, I will get it back, I promise. Savings: more than $200 per year
  • Since it's finally getting warmer out, we're canceling our gym memberships and spending more time exercising outside. Savings: $80 per month
  • We're canceling our home phone. Husband and I just got a new cellphone plan with a new provider, so we've decided to ditch the third phone. Savings: about $20 per month
That's a total savings of more than $2,000 per year! The trick is to keep that money aside and not let it fall into other expenses. 

I'd love to add more money-saving goals to this list. How do you save money?


  1. It might sound geeky but I'd suggest getting a library card... Not only will you save money by not buying every book you wanna read but they also have movies (who knew?!?!) haha- and that sure beats forking out $8 a pop at blockbuster :)

  2. Definitely! I have a card, but I definitely don't use it often enough! Husband was just saying the other night that we should try to spend less money at Blockbuster. I'll have to take him to the good ol' bibliotheque!

  3. Grammie Bobbie e-mailed to suggest, for those of us who buy bottled water when exercising or on-the-go, to invest in a re-usable bottle and enjoy cold tap water instead. It'll save a bundle! :) Thanks Grammie!

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